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Habitat for Humanity of Spencer County’s homeownership program offers qualified families and individuals the opportunity for an affordable mortgage. The application process takes several months, and the homeownership program typically takes 12-18 months to complete.
Our next Homeownership Program applications will be open from March 1st through April 30th, and again from September 1st through October 31st. This page will include the application link when it opens; return to this page for the homeownership application link.
To stay informed about upcoming opportunities and important updates, please follow us on Facebook and visit our website regularly. You may also fill out the application on this page, but please read the applicant letter first for important instructions.





