Homeownership Program

Habitat for Humanity is an equal housing lender, and does not discriminate based on race, creed, color, religion, national origin, sex, marital status, family status, age, or disability.

The first step to homeownership is to complete an application. After you submit your application, the Family Selection committee will review the application and if you meet the criteria we will schedule a home visit with you.

We serve families that fall into the 30-60% median income for Spencer County. A family with one adult must perform 200 hours of sweat equity, and a family with two adults is required to perform 400 hours of sweat equity. You will also be required to attend a budgeting class and a life skills class.